As of
– Same-Day Admissions are Available.
Menu icon - click here to toggle the menu

Insurance Coverage for Treatment

Home Insurance Options

Accessible, affordable, expert addiction and mental health treatment is available to you

Recovery Centers of America is in-network with most major insurance plans.

Overcoming your or your loved one’s struggles with drugs and alcohol is essential as well as improving one’s mental well-being. That’s why our mission at Recovery Centers of America is to remove any and all barriers to getting the substance use treatment you need.

To deliver affordable, top-tier treatment, Recovery Centers of America accepts most major insurance providers. We also work with out-of-network insurance providers. Plus, we provide access to flexible, no-interest payment plans, if necessary.

To find out how much addiction treatment your health insurance will cover, call us or complete our insurance verification form. Upon submitting the form, we will get back to you within minutes.

Free insurance verification

Recovery Centers of America accepts many major insurance plans

Below is a sample of some of the major in-network insurance plans we accept. Acceptance varies by location, and a representative at RCA will discuss your options with you upon receiving your call or the insurance verification form submission.

Allied Trades Assistance Program
American Behavior IBH
AmeriHealth New Jersey
AmeriHealth Pennsylvania
BCBS of Illinois
Beacon Health Options
Carefirst BCBS
District 1199J New Jersey Benefit Fund
Fallon Health
First Health Network
Horizon BCBS
Imagine Health
Independence BCBS
Encore Health Network
Ancillary Care Services
6 Degrees Health
Magellan Healthcare
Massachusetts BCBS
Massachusetts Laborers Benefits Fund
Mental Health Consultants
New Jersey Medicaid
Indiana University Health Plan
Quest Behavioral Health

If you don’t see your insurance provider listed, it does not mean we don’t accept it. Please call us to discuss what insurance you have and we can discuss options so you can achieve the care you need and deserve.

Together, we will work through your insurance benefits and options

Our team will verify your insurance first to determine your initial needs. Because we contract with most major health insurance carriers, you generally receive the highest benefit levels from your insurer. If we don’t contract with your insurance carrier, we’ll work with your out-of-network benefits to ensure you still benefit from your insurance plan. Based on the benefits you receive and what each of our facilities can offer, we may recommend a particular RCA facility to maximize your insurance benefits. Call us to learn more.

You have access to flexible, no interest payment plans, should it be needed

If your health insurance still leaves you with concerns about affording treatment, we offer flexible payment plans to help you manage the rest of your cost of care. Based on your needs, our team will negotiate a payment plan with you before treatment begins. You may adjust your payment plan during your addiction treatment program as your needs and progress change. RCA payment plans have no interest costs or prepayment penalties. Call us to learn more.



Treatment Advisor
Standing By, 24/7